We loved you at first sight, that Saturday when we randomly bumped into you on our way from checking out your peers. We don't even believe in "love at first sight". But we thought you'd be a good catch. And you were. 1,020 days (or 2 years, 9 months, and 15 days) later though, we must bid you farewell. That's about 92% of our entire married life. "If walls could talk ...", right? No! You were our first real home though, a manifestation of "leaving father and mother ..." unto our own devices. We had never known 950 square feet could be so cozy and befitting.
We loved how quickly problems were taken care of. The water heater ignition should probably be replaced soon. 6 visits in winter is a hint. We loved how convenient it is to have a washer and dryer right in the apartment. 2 visits per week to a laundromat would probably have worn us out and forced me to buy more clothes, against my minimalist wishes. Or wear the same outfit 4 days in a row.
Like our neighbors across the street, we felt "uppity" living in a gated community (with remote open and automatic gates), although the side entrances jammed some of the times. Then you'd have to walk all the way around to enter the compound. The hot-tub and swimming pool were great, although we never used them much. Even until our last day, we were still promising ourselves to hit them up at least once a week, to make our money count. I mean, every resident pays roughly $85 per month in apartment utilities, part of which goes to keep the hot-tub at 104 degrees and swimming pool at 72 degrees all year round.
That little gym is a joke. How about get residents discounted memberships at nearby gyms? I mean, complementary memberships. Then those 3 flight of stairs would not be our only mandatory daily exercise. You pushed us into the world of home DVD fitness programs that we perhaps would not have adopted.
Additionally, we thought it was ridiculous to charge each resident $3/month for clean energy development on wind farms in Oklahoma, whose electricity we never used. Then over time, rent increase 26% to $1,200/month, our last straw. We think we loved you until it seemed like you were gold-digging. Comparatively, our new place is 3 times the size for $1,088/month. Hallelujah to that! Financial savvy says that's a good decision.
Speaking of financial decisions, you were the first big decision we ever made as a married couple: $930/month on rent was a big deal back then. You taught us what a "big financial decision" meant. The nice bed. The dining set. The living room amenities. The home office. Since each big transaction averaged around $700, we learned to call anything in that range an "investment" and prove to ourselves that we could save up for anything we needed. We had a list of savings goals on our fridge, including a plan to vacate you with 20% down-payment on the new digs. We became wise with money. The numbers show that we handled an aggregate $230,000 in business and personal transactions while in your keep. Unfortunately, we didn't get to keep most of it. Pauvre, as the French would say.
You saw 13 sets of friends and family hosted for dinner. We must re-establish the picture wall when we settle in the new place. The smoke detectors didn't always agree, but the cooking experiments were memorable and enjoyable. African. Russian. Brazilian. Spanish. Indian. You were so close to work (6 minutes by car, 21 minutes on foot) that we thought we might not absolutely need that second car. The success of that experiment encouraged us to try a few more.
We never really got to know our neighbors. In our quadrant, we had stayed the longest actually. And the meagre parking if we didn't pay extra for carports ($40/month) and garages ($70/month)? Hated having to park 2 buildings away from the one we live in. Until we gave in and got a shaded carport.
We won't miss the biennial moth visits that somehow found crevasses in our vinyl windows and got in. The Mrs. would man a bug hunt and swat every one of them. I personally didn't mind them.
Or the 3 generations of birds that hatched from the same nest right by our door. I saw nature at work, when the mother tossed out one chick because of overcrowding in the nest. The Mrs. tried to help it back into the nest, but with human scent and all, the rejection meant its demise.
Or the rumble of wind against our corner top-floor suite, literally shaking it up. Those nights we could not sleep, even with distraction background music.
Or the city noise that is living along a busy street humming with traffic well into the night. Especially when there is road work. Or the loud water-cooler right by our bedroom. It literally sounds like a flushing toilet. Wakes me up every time.
Or the four noise complaints we had received from our sometime neighbors. Because of electric drums. I really didn't care anymore after the second.
We eventually outgrew this pond. Today is our last day here. Boxes are packed, the movers have confirmed.
Wednesday, April 16, 2014
Thursday, April 10, 2014
Baby List First 2 Months
Even before the baby registries were established, we had been wondering: "what must we have on hand at birth and for the first 8 weeks after our son is born?" We really do not know how much this baby's arrival will overturn our lives, but to cope, we make plans in spite of the uncertainty. It is more prudent to be somewhat prepared for an event such as this than resign yourself to improvisation when the time comes.
So we decided to make a list of "must-haves" that should see us through at least the first 8 weeks. We would start saving for those needs, as well as watch out for deals and sales online, in stores, or around town. Come the first week of July, we will go on a shopping spree to ensure that we have everything we deem necessary that we do not have on hand.
To compile the list, I initially did some internet research but ultimately decided to ask recent and new parents, to benefit from their experience. Then we looked up the prices on the internet to help with an estimate for our budget. The necessities are highlighted:
A good estimate for the necessities is about $2,000 if you are starting from scratch (have never had kids) and buying all new stuff. Most of the stuff can be reused for subsequent kids. Fortunately, there is an active community of parents exchanging or selling stuff for cheap, so you need not buy everything brand new. Friends and family often give away stuff they no longer need. In other words, your first baby expenses ought not break the bank.
Obviously the list above is not the complete compilation of what was suggested to us, nor is it our final list; we keep hearing of additional things that sound like they might be useful. Lists like this vary considerably depending on lifestyle and extravagance. I only listed what we (naively) think we might need. There are also things you cannot reasonably estimate at this time, such as baby formula (since we do not know whether we'll need it), and clothes. For these and few others, you just adaptive capacity. So the advice is to have additional reserve for the unexpected.
So we decided to make a list of "must-haves" that should see us through at least the first 8 weeks. We would start saving for those needs, as well as watch out for deals and sales online, in stores, or around town. Come the first week of July, we will go on a shopping spree to ensure that we have everything we deem necessary that we do not have on hand.
To compile the list, I initially did some internet research but ultimately decided to ask recent and new parents, to benefit from their experience. Then we looked up the prices on the internet to help with an estimate for our budget. The necessities are highlighted:
| FEEDING | |
|---|---|
| Nursing pillows (1) | $20 ea. |
| Bibs (4) | $15 (10pk) |
| Burp cloths (8) | $8 (4pk) |
| Breast pump | $250 ea. |
| Bottles and nipples | $20 (6pk) |
| Bottle brush | $5 |
| Bottle warmer | $25 |
| Sterilizer | $55 |
| Milk storage system | $15 (100ct bags) |
| DIAPERING | |
| Changing table and pad | $150 |
| Regular diapers (16/day) | $40 (250ct. box) |
| Newborn diapers (2 bx) | $35 (150ct. box) |
| Diaper wipes (2 bx, 7th gen) | $12 (500ct box) |
| Diaper cream/jelly (organic coconut oil, Aquaphor lotion) | $12 |
| Diaper disposal system (genie) and bags | $75 |
| Diaper bag | $35 |
| Diaper wipes warmer | $20 |
| SLEEPING | |
| In-bed sleeper | $45 |
| Bassinet | $45 |
| Crib | $200 |
| Crib mattress with flex covering | $50 |
| Bedding (3 sets of sheets, blanket) | $11 ea. |
| SIDS monitor | $80 attch. |
| Baby monitor system (audio/video) | $45+ |
| Night lights (2) | $7 ea. |
| BATH TIME | |
| Baby bath tub | $15 |
| Hooded terrycloth towels (3) | $15 ea. |
| Baby wash kit (shampoo, sponges, etc) | $20 |
| HEALTH | |
| First aid kit (with acetamophine for fevers) | $20 av. |
| Bulb syringe (nasal aspirator) | $4 low. |
| Baby nail scissors and clippers | $7 pair. |
| Soft-bristled hair brush/comb | $7 |
| Thermometer | $45 |
| Humidifier | $40 |
| Gas drops (Mother's Gripe) | $21 |
| MOBILITY | |
| Stroller (esp. jogging) | $150 |
| Car seats/baby carriers (2) | $99 ea. +bs |
| Baby bjorn | $75 |
| Baby backpack/carrier (hiking) | $99 |
| Rockers and swings | $45 est. |
| SOOTHERS/ENTERTAINMENT | |
| White noise machine | $25+ |
| Bouncy ball or rocking chair | $12 / $90 dep. |
| Pacifiers (5) | $5 (2ct) |
| Pack-n-play | $75 |
| Bouncy seat/jumper | $25 approx. |
| Infant toys | |
| MOTHER | |
| Nipple cream | $9 tube |
| Nursing bras | $20 ea. |
| Nursing pads | $8 (60ct) |
| Maxi pads and panty liners | $12 (20ct) |
| Hemorrhoid wipes and cream | $20 (48ct) |
| Ice packs | $15 (24ct) |
| Adult diapers | $15 (16ct) |
| Iron-rich diet/snacks | |
| CLOTHING | |
| Swaddling blankets (3) | $20 (3pk) |
| Receiving blankets (4) | $12 (4pk) |
| Sleepers (5) | $10 (2pk) |
| Scratch mittens (2) | $5 (3pk) |
| Onesies (6) | $15 (5pk) |
| Side-snap/tie tshirts (until umbilical cord falls off) | $11 |
| Socks (6) | $10 (6pk) |
| Knit sweater and cap (2) | $20 ea. |
| Newborn hats (2) | $8 (5pk) |
| Stretchy pants (2) | $8 approx. |
| Hooded jackets (2) | $15 gen. |
| Special dress-up outfits (3) | $15 set |
| Car seat blanket (2) | $15 |
A good estimate for the necessities is about $2,000 if you are starting from scratch (have never had kids) and buying all new stuff. Most of the stuff can be reused for subsequent kids. Fortunately, there is an active community of parents exchanging or selling stuff for cheap, so you need not buy everything brand new. Friends and family often give away stuff they no longer need. In other words, your first baby expenses ought not break the bank.
Obviously the list above is not the complete compilation of what was suggested to us, nor is it our final list; we keep hearing of additional things that sound like they might be useful. Lists like this vary considerably depending on lifestyle and extravagance. I only listed what we (naively) think we might need. There are also things you cannot reasonably estimate at this time, such as baby formula (since we do not know whether we'll need it), and clothes. For these and few others, you just adaptive capacity. So the advice is to have additional reserve for the unexpected.
Friday, April 4, 2014
Baby Registries
In answer to: "when should we start buying baby stuff?", another question inevitably came up: "what should we buy?". We know most people start the baby purchases spree in the third trimester of pregnancy, so we decided June would be good for that and setting up the nursery. The first week of July is for ensuring any other necessities we won't already have, 2-3 weeks before this baby shows up.
Enter the fine American tradition of baby registries. For first-time parents, a steep increase in expenses is expected especially during the first few months. While we ideally should be prepared for these costs (savings?), we are not too proud to accept support from friends and family, also as a way for them to participate in welcoming this baby.
So we set up a couple of registries for our little boy. They all largely have the same stuff (cross-listed); you don't need to visit each one to see the whole list. The registries should allow you to ship whatever you buy directly to us, if you can't physically deliver it. We tried to not go berserk with the stuff we put there, but of course we wished out loud. Listed in order of preference:
BED BATH & BEYOND
http://is.gd/yLI1PQ (registry #10866968)
TARGET
http://www.target.com/baby/registry/jCH_SdFQOQrPx1_EaBIK4g
BABIES R US
http://is.gd/uKmMEl (registry #52399386)
Enter the fine American tradition of baby registries. For first-time parents, a steep increase in expenses is expected especially during the first few months. While we ideally should be prepared for these costs (savings?), we are not too proud to accept support from friends and family, also as a way for them to participate in welcoming this baby.
So we set up a couple of registries for our little boy. They all largely have the same stuff (cross-listed); you don't need to visit each one to see the whole list. The registries should allow you to ship whatever you buy directly to us, if you can't physically deliver it. We tried to not go berserk with the stuff we put there, but of course we wished out loud. Listed in order of preference:
BED BATH & BEYOND
http://is.gd/yLI1PQ (registry #10866968)
TARGET
http://www.target.com/baby/registry/jCH_SdFQOQrPx1_EaBIK4g
BABIES R US
http://is.gd/uKmMEl (registry #52399386)
Wednesday, March 26, 2014
The House We Got
In our second week house-hunting, we visited this home on the east side of town and loved it. But because it was out of our price range, we initially passed on it. Besides, another couple that was touring the home when we arrived for our tour made an offer that very day, so there is no way we would get it. Two weeks later though, the house was back on the market because that couple had backed out of their contract. So we moved to acquire the house right away.
We put an offer on the house, upping the ante to prevent it from going into foreclosure. It took a couple of weeks for the seller's bank to approve our short-sale offer, and as soon as they did, we scheduled an inspection (and radon test), which didn't turn up anything of immediate concern. Even if there were, the seller would not have been able to fix them up because this is a short-sale. Our bank has completed an appraisal at par with the listing price., and underwriting is underway. We expect to close on April 11 and move in the following (Easter) week.
So how did we do given our long list of requirements? The requirements we didn't quite satisfy are highlighted in red below:
![]() |
| MORE PICTURES AS POPUP SLIDESHOW |
We put an offer on the house, upping the ante to prevent it from going into foreclosure. It took a couple of weeks for the seller's bank to approve our short-sale offer, and as soon as they did, we scheduled an inspection (and radon test), which didn't turn up anything of immediate concern. Even if there were, the seller would not have been able to fix them up because this is a short-sale. Our bank has completed an appraisal at par with the listing price., and underwriting is underway. We expect to close on April 11 and move in the following (Easter) week.
So how did we do given our long list of requirements? The requirements we didn't quite satisfy are highlighted in red below:
| BUDGET | ||
|---|---|---|
| List price | $180,000 - $230,000 | $240,000 |
| Short-sale, foreclosure, or flip house? | Would rather not | Short-sale |
| Monthly PITI | < $1,200/mo | $1,062 |
| Property taxes | < $1,300/yr | $1,075 |
| Sale history | Stable or increasing | Stable |
| NEIGHBORHOOD | ||
| School districts | D11, D20, D49 | D49 |
| Elem/high school ratings | 7+ | 8 |
| Homeowner association | None preferred | None |
| Community | Planned, parks/services | Ok |
| Character | Suburb, family-friendly, quiet, clean | Yes |
| Roads/streets | City/paved, maintained | Ok |
| Safety | Street lights, open view | Ok |
| Traffic/access | Lights, alt. routes | Ok |
| Crime | Low or none | Very low |
| Morning/evening walk/observe | Walkable, bustling | Ok |
| Night perspective | Quiet, safe | Ok |
| Other homes maintained | Well | Good |
| Who is around neighborhood? Kids? | Young families | |
| Neighborhood home comparisons | In same price range | Mid-range |
| City zoning | Not flood zone, residential | Urb. res. |
| Talk to neighbors | Not yet | |
| Any future regulation/zoning/development changes? | None planned | |
| PROXIMITY | ||
| Emergency services | Within 5 mi. | 2 hospitals, 2 firestations |
| Shopping center/restaurants | Close enough | Powers |
| How far from workplaces? | < 20 min. | 25 min. |
| HOUSE BASICS | ||
| Year built | 2002+ | 2004 |
| Whether new construction? | Would love newer | Preowned |
| Type | Single-family/detached | SF/d |
| External wall material | Masonite, stone | |
| Curb appeal | Must have it ... | Great |
| Orientation | Faces west/south | Yes |
| Floor plan | 2-story/ranch, open, not split-level | 2-story |
| Total space | 2000+ sq.ft | 2,777 sqft |
| Completed space | 1500+ sq.ft | 1,890 sqft |
| Bedrooms | 4+ | 4 |
| Bathrooms | 3+ | 2.5 |
| Kitchen | Big, with pantry | Great |
| Dining room | > 12x10 sq.ft, tile/carpet | Tile |
| Living room | > 13x15 sq.ft, wood/carpet | Wood |
| Garage | 2-car, attached, auto/remote | Ok |
| Additional parking | 3+ cars, street | 3/street |
| Windows | Vinyl, thermo. Low sills | Vinyl |
| Roof | Comp. shingle, <10yrs | Comp. shingle |
| Basement | Yes, insulated | 800 sqft unfinished with walkout |
| Office | Available office or possibility | Possible |
| Energy efficiency (heating) | 85+ | Good |
| Outside wall | 8" insulation | 6.5" |
| Other rooms in house? | None | |
| Heating/furnace (age?) | Modern forced air/2008+ | 2004, with house |
| What else is possible with the house? | Dog shed outside, basement bd+bath | |
| Immediate repairs in next 9 months? | None! | Sump pump, HVAC cleaning |
| UPGRADES/DISCOUNTS | ||
| Any upgrades/cost? | None/SSA | |
| Any discounts/promotionals? | Seller $6200 concession | |
| SERVICES | ||
| Electricity | Municipal | CSU |
| Water | Municipal, not well | CSU |
| Natural gas | Municipal | CSU |
| Sewage | Central, not cistern | Central |
| Trash service | HOA or local | Unknown |
| Cell phone coverage | 3G/4G signal | Good |
| Internet service | Comcast or better | Comcast |
| Home security | ADT or equiv. | Unknown |
| Average utility costs (elec+gas+sewer+water+trash) | $300/mo. est. | |
| PROPERTY/LOT | ||
| Lot size | Roomy | 5,628 sqft |
| Landscaping | Complete, sprinkler | Complete |
| Fence | Installed as required | Installed |
| Drainage | Away from house | Slope |
| Backyard | For outside dog + dogshed | Ample |
| BEDROOMS | ||
| Flooring | Carpet | Ok |
| Utilities | 2+ electrical, 1 cable | Ok |
| Location | All on same level (upper/main) | Upper level |
| Master bedroom | Own bathroom, walk-in closet | Ok |
| Nursery | Immediately close to master bedroom | Yes |
| Access | Locable doors, openable windows. | Yes |
| Size | > 13x15 sq.ft, master bigger | Ok |
| Rooms over garage | Prefer not = noise/fumes | 1/nursery |
| Ceiling fans | Installed | Yes |
| BATHROOMS | ||
| Flooring | Tile/composite | Yes |
| Amenities | Mirror, lockable door | Yes |
| Storage | Cabinets, linen closet | Cabinets, basement |
| Counter space | Generous | Yes |
| LAUNDRY | ||
| Flooring | Tile/composite | Tile |
| Washer/dryer | Installed/hookups | Hookups, elec. |
| Location | Same level as bedrooms | Main level |
| KITCHEN | ||
| Flooring | Tile/composite | Yes |
| Plan | Country sit-in, island | Yes |
| Cabinet space | Ample top/bottom | Ample |
| Counter tops | Granite | Granite |
| Appliance quality | Stainless steel | GE, plain |
| Refrigerator | Dislike vertical split | Vert. split |
| Sinks | 2+, garbage disposer | Yes |
| Microwave oven | Installed | Yes |
| Dishwasher | Installed | Yes |
| Stoves/oven | Not coils, gas better? | Range |
| Pantry | Reasonable | Yes |
| GARAGE | ||
| Access | Clear, not steep/obscured entry | Yes |
| Completed walls | Siding/frame, insulation | House sheet |
| House door | Lockable | No deadlock |
| WOULD BE REALLY NICE | ||
| Vaulted ceilings | No | |
| Fireplace | Yes, gas | |
| Porch/balcony | Deck, upper level | |
| Hot tub/jacuzzi | No | |
| Lots of storage (basement?) | Yes, unfinished | |
| Air conditioning | Yes | |
| Humidifier installed | No | |
| Floor-level ventilation | Yes | |
| SELLER/DISCLOSURES | ||
| Review seller inspection report | Yes | |
| Review seller disclosure document | Yes | |
| Previous resident (owner, renter, vacant?) | Owner | |
| Any federally-required disclosures? | Not req. in CO | |
| Drug activity on property? | No | No |
| Smokers or pets previous residents? | No smoking | Cats |
| Homicides/suicides or natural deaths in last 5 years? | No | None |
| Property/legal disputes? | No | None |
| Our impressions of seller | Honest, truthful, cooperative | Did not meet |
| Realtor's opinion of seller | Did not meet | |
| ZONING RULES | ||
| Allow home office/business? | Yes | Yes |
| Allow pets, sheds in backyard? | Yes | Yes |
| Allow external remodeling, landscaping | Yes | Yes |
| Allow visitors/RV/boat parking/streets | Yes | Yes |
| TOUR NOTES | ||
| Notes from touring the house | Good neighborhood, but on far east end of town. | |
Saturday, March 22, 2014
Eats: Old Stone Church Restaurant
For this month's date night, we decided to try out this nice little mid-range eatery and bar in Castle Rock. The 30-minute drive there was worth our while; I'd say it is a great date night destination.
| Reservations | SeatMe |
|---|---|
| When we visited | Friday evening (03/21/2014) |
| Party size | Just the two of us |
| Wait time to be seated | None |
| Ambiance/feel | Great lighting, lively, festive, warm. |
| Appetizers we had | Flat bread with chimi churi sauce, zesty wings. |
| Their drink menu | Good selection of wines, mixes, and beer. Generous "glass of wine" serving, can sample wines before ordering. |
| Their entrée menu | Limited (one-page) but good options. Had Colorado rib-eye steak and pan-seared duck. Both good. See their menus here. |
| Desserts | Small selection. The tiramisu was great! |
| Prices | Expensive. Full course dinner for two plus tip totalled $90. |
| Noise levels | Quite loud, very easy to overhear other patrons' conversations. Background music loud. |
| Service | Good, friendly. |
| Wait time for food | 10 - 15 minutes. |
| Our rating (out of 5) | 4 |
| Their website | http://www.oscrestaurant.com/ |
| Reviews | 84% at urbanspoon.com 4/5 at yelp.com 81% at tripadvisor.com 4.3/5 in Google reviews |
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